
The Top 5 Debt Counsellors Revealed!
We have reviewed more than 50 of the best debt counselling companies and here are the top 5 debt counsellors.

At Payplan Solutions, financial wellness begins with understanding your unique situation. We offer dedicated debt counselling and walk with you every step of the way. Pay smarter—become debt-free faster.

Debt Therapy pioneered Debt Counselling in South Africa, becoming the country’s first provider. Expect personalised help without call centres; a dedicated account manager works with you, guiding you with each step and ensuring the process stays effective.
NCR Registered

DCASA Registered

Easy Online Application

Livechat


At DebtSane, you come first. Their mission is to ease the burden of debt and restore your peace of mind. With expert, personalised care, you’ll get the guidance and support needed to take back control and achieve true financial freedom.

Cape Town based Sandton Debt Counselling is guided by empathy, integrity, and respect. They provide personalized, trustworthy support to help clients regain financial freedom. Their expert team ensures each individual’s journey is met with care and professionalism.
NCR Registered

DCASA Registered

Easy Online Application

Livechat

NCR Registered

DCASA Registered

Easy Online Application

Livechat

NCR Registered

DCASA Registered

Easy Online Application

Livechat


Ctrl Debt Delete stands for honesty, trust, and transparency. They proudly advocate for their clients, treating each one like family. With personal support from start to finish, they build lasting relationships through care, commitment, and an open-door approach you can count on.
NCR Registered

DCASA Registered

Easy Online Application

Livechat

Meet The Top 5 Debt Counsellors
Let's find out who they are

Reinhard Pettenburger
NCRDC No: 49
Reinhard has been in the financial industry since 1995, having worked in the UK he moved back to South Africa and started Debt Therapy in 2005 & registered as a Debt Counsellor before the implementation of the NCA. Joined DCASA in 2009 & became the President of the Association in 2021. Having won numerous awards & contributing the policies & procedures within the Debt Review Industry there is little he does not know.

Nadia de Weerdt
NCRDC No: 3360
Nadia’s passion for law, psychology, technology, and mathematics made debt review a perfect fit. She’s committed to building a reputation consumers can trust while empowering them with knowledge of their rights throughout the process. Her firm, no-nonsense approach to protecting consumer rights is evident in every case she manages.

Eugene Cilliers
NCRDC No: 1636
ChatGPT said: Eugene has been in the financial services industry since 1997 and became a registered debt counsellor in 2009. He has served on the DCASA NEC since 2013 and leads Pay Plan Solutions—an award-winning company known for its innovation and consistent top results at the Annual Industry Awards.

Sudette du Plooy
NCRDC No: 2114
Sudette du Plooy, Director of DebtSane, holds an LLB from North-West University (2009) and completed her Debt Counselling qualification at the University of Pretoria in 2011. As a registered debt counsellor, she specialises in the National Credit Act and practical debt management. Driven by a passion for helping South Africans regain financial control, she is dedicated to promoting ethical and impactful financial solutions.
Top 5 Debt Counsellors
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Zinèlle Carstens
NCRDC No: 2051
Zinelle has been in the financial services industry since 2009 and became a registered Debt Counsellor in 2012. A dedicated DCASA member since 2012 and part of the DCASA NEC since 2019, she leads CTRL Debt Delete with a skilled team that shares her values and deep commitment to financial rehabilitation.